فاس نيوز ميديا جريدة الكترونية جهوية تعنى بشؤون و أخبار جهة فاس مكناس – متجددة على مدار الساعة
Many Moroccan citizens planning to travel abroad—especially to Schengen countries—often wonder whether it’s possible to apply for a visa without travel insurance.
According to the official website of the European Commission, travel insurance is a mandatory requirement for obtaining a Schengen visa. The insurance must cover the planned period of stay and include healthcare coverage, emergency medical treatment, and medical repatriation, with a minimum coverage of €30,000.
Insurance: A Core Document in Visa Applications
Several European embassies in Morocco—including those of France, Spain, and Germany—stress that failing to provide a valid travel insurance policy leads to automatic rejection of the visa application due to non-compliance with basic requirements.
Travel insurance falls under the category of “personal guarantees,” showing the applicant’s readiness to bear any medical or emergency costs during their stay abroad, thus easing the burden on the host country’s public healthcare system.
What About Other Countries?
While Schengen countries strictly enforce the travel insurance requirement, some countries outside this zone—especially in Asia and Latin America—do not always require insurance for a visa application, although they strongly recommend it. That’s why it’s always advisable to check the official website of the destination country’s embassy before applying.
Is Travel Insurance Expensive?
Generally, travel insurance is relatively affordable. Moroccan insurance companies offer a variety of packages ranging from 100 to 300 MAD, depending on the duration of the trip and the type of coverage.
It’s recommended to choose plans that include comprehensive health coverage and emergency assistance services, especially for travelers heading to countries where medical treatment can be expensive.
Source : Fes news media
