Good News for Retirees: CNSS Announces Launch of Retroactive Old-Age Pension

In a major move aimed at strengthening social protection and promoting social justice, Morocco’s National Social Security Fund (CNSS) announced on Monday, April 7, 2025, the activation of the old-age pension program starting from May 1, 2025. The program will be applied retroactively for eligible individuals who met the conditions for retirement starting from January 2023.

This announcement follows the government’s approval last week of Decrees No. 2.25.265 and 2.25.266, which introduce significant updates regarding the old-age pension system and improvements in the social and health conditions of large segments of the population, including artisanal fishermen.

According to the CNSS statement, this measure targets retirees who reached retirement between January 1, 2023, and the date of the law’s enforcement. The new decree stipulates that beneficiaries must have accumulated at least 1,320 insurance days and not exceed 3,240 days.

The pension amount will vary depending on the total number of insured days, ranging from 600 to 1,000 dirhams per month. This financial support is meant to provide a basic safety net for individuals who contributed to the social security system over a certain period, helping them cope with post-retirement financial challenges.

A key feature of the new pension scheme is the inclusion of mandatory health insurance, offering additional coverage to pension recipients. This comes at a critical time as Morocco continues its efforts to expand social protection coverage, especially amid the rising cost of healthcare.

In the event of the death of an insured person who had accumulated at least 1,320 insurance days, their family or legal heirs will also be entitled to receive the pension directly. This ensures that families are not left without financial support after losing their primary breadwinner.

Moreover, for individuals who do not meet the minimum required insurance days, there is a provision allowing them or their heirs to reclaim personal contributions along with those made by their employers, in accordance with current legal regulations. This flexible measure offers an alternative form of support for citizens who are not eligible for the full pension.

Beneficiaries can submit their applications for the pension starting May 1, 2025, through the “Taawidaty” (My Benefits) online platform or by visiting CNSS agency offices across the country. This initiative aligns with the government’s broader push for digitizing public services and improving accessibility for all citizens.

Additionally, the CNSS communiqué highlighted key reforms included in Decree No. 2.25.266, specifically targeting artisanal share-based fishermen and their families. New criteria will be established for calculating their social security contributions to ensure year-round social and health coverage.

A ministerial decision by the Minister of Economy and Finance is also underway to define the mechanisms for redistributing the gross revenues of share-based fishing vessels. This aims to improve the living conditions of this marginalized workforce and safeguard their rights within the social protection system.

These reforms represent a significant milestone in the government’s strategy to enhance the social and economic conditions of vulnerable groups. Through these measures, Morocco reaffirms its commitment to expanding social protection and strengthening social equity for all its citizens — including those historically left behind.

source : fesnews media

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