فاس نيوز ميديا جريدة الكترونية جهوية تعنى بشؤون و أخبار جهة فاس مكناس – متجددة على مدار الساعة
With the growing trend of travel among Moroccans—whether for tourism, studies, or work—and with travel insurance now being a mandatory requirement for many visa applications, the days of treating it as a mere formality are long gone. Today, travel insurance has become a real necessity, protecting travelers from unexpected health or financial surprises. But this raises an essential question: how can Moroccans choose the best and most affordable coverage?
Travel insurance typically covers emergency medical expenses, medical evacuation, lost luggage, and even trip cancellations. Each insurance company offers different packages depending on destination, travel duration, and age. In the Moroccan market, several well-known providers offer competitive services, including Saham, AXA, and AtlantaSanad, alongside new digital platforms that allow users to compare and purchase policies online.
For travel within the Schengen area, insurance is mandatory and must cover at least €30,000 in medical expenses. This has led many Moroccan insurers to offer affordable packages priced in dirhams, starting from around MAD 70 to MAD 150 for short trips. However, prices increase with longer trips or distant destinations such as the U.S. or Asia, which require higher coverage limits.
Experts advise Moroccans not to focus solely on the price, but to pay close attention to what the insurance actually covers. Some low-cost options may be limited and might not cover all emergencies—especially important for travelers with chronic health conditions or those traveling with children. Some plans even offer coverage for flight delays or lost baggage, which is especially useful for air travelers.
Digital platforms like Mondialcare and Chapka, along with local brokers, have made it easier to compare offers and give travelers a clear picture of price versus coverage. There are also special packages for Moroccan students studying abroad, offering lower rates and year-round coverage.
In conclusion, travel insurance is not a luxury—it’s an essential part of travel planning, just like booking a flight or hotel. The cheapest option isn’t always the best, but choosing the right policy at a reasonable price with comprehensive coverage is the smart move for any Moroccan looking to travel with peace of mind.
Source: Fes News Media
