They are bricklayers, cleaners, waiters, day laborers, drivers, home helpers… They have worked hard, sometimes for 30 or 40 years, never reaching the required number of days for a retirement pension. They have contributed. Sometimes intermittently. Too little to be taken into account. Until today.
But in recent days, everything has changed.
The threshold of 3,240 days (15 years) of contributions required to qualify for a CNSS (National Social Security Fund) pension has been lowered to 1,320 days (approximately 5 and a half years).
This means that from April 2025, tens of thousands of Moroccans previously excluded from the system will finally be able to benefit from an old-age pension, even if their careers have been discontinuous.
It’s a small social revolution. Discreet. But historic.
Because what many didn’t know is that nearly 50% of CNSS insured individuals had never reached the 3,240-day threshold. It was a silent injustice. A social time bomb. And a hemorrhage of dignity.
Today, Morocco says: “Even a chaotic journey deserves consideration.”
The impact?
- Over 100,000 additional retirees in the next two years.
- A safety net for informal workers moving towards formalization.
- A strong signal of ongoing social justice.
And this decision doesn’t come out of the blue. It is part of a broader vision: that of a Morocco that focuses on universal social protection, initiated by His Majesty King Mohammed VI, may God assist him, and which is advancing by leaps and bounds:
- Generalization of Compulsory Health Insurance (AMO).
- Reform of CNOPS (National Organization of Social Security Funds) and CNSS.
- Integration of the entire informal sector.
- Simplification of administrative procedures.
This Morocco leaves no one behind.
It cares.
It protects.
It recognizes.
It makes those who built this country with their hands understand that their sweat has value.