After Government Approval: Key Points of the Law on Mandatory Basic Health Insurance

The government has approved the draft law No. 54.23, which amends and supplements law No. 65.00 regarding mandatory basic health insurance, introducing several key points.

Key Points of the Draft Law:

  • Single Management Body: A single management body will be established for the mandatory basic health insurance systems.
  • Management Assignment: The responsibility for managing the mandatory basic health insurance system for the public sector will be assigned to the National Social Security Fund instead of the National Fund for Social Welfare Organizations.
  • Oversight Responsibilities: The National Social Security Fund’s Board of Directors will handle all matters related to the mandatory basic health insurance system in both the public and private sectors, as well as for those unable to pay subscription fees and other basic health coverage systems managed by the National Fund for Social Welfare Organizations.
  • Continuation of Agreements: The National Social Security Fund will take over from the National Fund for Social Welfare Organizations concerning agreements made between the latter and mutual associations regarding the mandatory basic health insurance system in the public sector, continuing these agreements for a duration specified by decree to maintain coordination with mutual associations.
  • Ongoing Benefits for Insured Individuals: Insured individuals under the National Fund for Social Welfare Organizations and their beneficiaries will continue to benefit from services provided by mutual associations under the mandatory basic health insurance through an agreement established for this purpose between the National Social Security Fund and mutual associations.
  • Review of Late Payment Increases: The rates of late payment increases related to the mandatory basic health insurance subscriptions will be reviewed to unify them with those of social security contributions.
  • Abolition of Student Insurance System: The specific mandatory basic health insurance system for students will be abolished, allowing most Moroccan students to benefit from health coverage as dependents.
  • Extension of Eligibility Age: The eligibility age for unmarried children pursuing studies at higher education institutions or vocational training in licensed public or private sectors will be extended to 30 years instead of 26, except for students studying traditional education or at institutions affiliated with Al Quaraouiyine University.

This draft law represents a significant step towards improving Morocco’s mandatory basic health insurance system, aiming to unify efforts and streamline procedures to provide better health services for citizens.

About محمد الفاسي